Simultaneous Issue Rate

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When referring to title insurance, the simultaneous issue rate is the reduced rate for a loan policy or owner's policy issued on the same property at the same time as another policy — often a loan policy issued together with an owner's policy in a purchase.

• Owner’s Policy
• Loan Policy
• Basic Rate

Reviewed by Kootenai Title & Bonner Title Editorial Team · Last updated June 19, 2026
This definition is educational and not legal advice. See our Editorial Policy.