Owner’s Policy

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An owner's policy is a policy of title insurance that insures an owner of real estate against loss from defects in, liens against, or unmarketability of the owner's title.

In Idaho, owner's title insurance policy forms and rates are filed with and supervised by the Idaho Department of Insurance (Idaho Code Title 41, Chapter 27; see § 41-2705).

Source: Idaho Code Title 41, Chapter 27 (§ 41-2705)

• Loan Policy
• Title Insurance
• Endorsement
• Reissue Rate

Reviewed by Kootenai Title & Bonner Title Editorial Team · Last updated June 19, 2026
This definition is educational and not legal advice. See our Editorial Policy.