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A loan policy is a policy of title insurance issued to the mortgage lender, insuring against loss from defects in, liens against, or unmarketability of the title.
In Idaho
In Idaho, lender's (loan) title insurance is regulated by the Idaho Department of Insurance, which supervises policy forms and rates (Idaho Code Title 41, Chapter 27; see § 41-2705).
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Reviewed by Kootenai Title & Bonner Title Editorial Team · Last updated June 19, 2026
This definition is educational and not legal advice. See our Editorial Policy.