Real estate wire fraud is one of the most common and costly scams, and it works by impersonating your title company or agent over email to redirect your closing funds. Protect yourself with a few firm rules: treat any emailed wiring instructions as suspect; before wiring, call your escrow officer using a number you looked up yourself (not one from the email) and verbally confirm the account and routing details; never act on a same-day or last-minute change to wire instructions without calling to verify; and after sending, call to confirm the funds arrived. If anything feels off, stop and call. A legitimate title company welcomes these checks.