In Idaho — a community property state — most property a married couple buys during the marriage is owned equally regardless of whose name is on the loan. Common vesting options include community property and community property with right of survivorship, the latter of which can pass the property to the surviving spouse without probate. Your spouse may also need to sign some documents even if not on the loan. Because vesting carries tax and estate consequences, confirm the right choice with your title officer or an attorney before closing.