How much does title insurance cost in Idaho?

Idaho is a ‘filed-rate’ (non-promulgated) state: every title insurer files its own rates with the Idaho Department of Insurance rather than the state setting one price. Rates therefore vary by company and county. As a rough baseline, filed owner’s and lender’s rates commonly run about $3.00 per $1,000 of coverage (statewide range roughly $1.50–$3.50), with an owner’s-policy minimum near $150. You may also qualify for a reissue discount if you bought or refinanced recently. For an exact quote, ask Kootenai Title Company for its current filed rate.