Deed of Trust - Kootenai Title

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A deed of trust is a security instrument, used in place of a mortgage, in which the borrower conveys title to a neutral trustee to hold until the loan is repaid. It is the common way real estate loans are secured in Idaho.

In Idaho

Idaho's Trust Deeds Act (Idaho Code Title 45, Chapter 15) governs deeds of trust. They allow a trustee to foreclose non-judicially by advertisement and sale, or the beneficiary may instead choose judicial foreclosure.

Source: Idaho Code Title 45, Chapter 15

Related Terms

Reconveyance
Trustee’s Deed
Mortgage
Foreclosure

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Reviewed by Kootenai Title & Bonner Title Editorial Team · Last updated June 19, 2026
This definition is educational and not legal advice. See our Editorial Policy.